For restaurants, bars, salons, spas, hotels & their bookkeepers

Your 2026 W-2s have three new fields. Get them right the first time.

Box 12 code TP (cash tips), Box 12 code TT (qualified overtime) and Box 14b (Treasury Tipped Occupation Codes) are new for 2026, and W-2s are due February 1, 2027. This kit turns your payroll register into those numbers, so you catch mistakes in December instead of fixing them on W-2c forms in March.

Get the Business Kit, $149Bookkeeper Edition, $399

What's inside

1. Year-end checklist

Tasks by phase (Nov setup, Dec reconcile, Jan file), with every rule tied to the IRS page it comes from. Covers service charges vs tips, state-only overtime, exempt staff and 000 codes.

2. Payroll → TP/TT workbook

Paste pay periods and it calculates TP (cash + card + tip-share, minus service charges) and TT (FLSA OT hours × regular rate × 0.5) for each employee, builds the 14b codes and flags gaps against your payroll provider. Works in Excel and Google Sheets.

3. Tipped occupations guide

All 71 IRS TTOC codes in plain English, plus suggested quick maps (starting points, not code assignments) for restaurants, cafés, hotels, salons and home-service companies.

Pricing

Business

$149
  • 1 employer (EIN)
  • All 3 tools + Markdown copies
  • Free updates if the IRS revises its 2026 guidance before Feb 1, 2027
Buy Business

Bookkeeper / Multi-client

$399
  • Up to 25 client businesses (EINs) (about $16 per client)
  • White-label the outputs you give clients
  • Client tracker tab for year-end status
  • Free updates through Feb 1, 2027
Buy Bookkeeper

Built from primary IRS sources

FAQ

Does this replace my payroll provider? No. It helps you check and organize the data your provider puts on the W-2.

Do mandatory service charges count? Per the IRS 2026 W-2 instructions, mandatory service charges are not qualified tips, so they generally stay out of TP. Your facts may differ, for example if a charge is actually voluntary, so confirm with your payroll provider or CPA. The workbook keeps them in a separate column.

What if I close the tab after paying? Stripe emails you a paid invoice with your permanent download link. Reply to it if you can't find it.

Refunds? If the kit isn't useful to you, email us within 30 days for a full refund.

Educational tool, not tax, legal or payroll advice. This kit summarizes public IRS guidance as of October 30, 2026. It does not decide whether any employee qualifies for a deduction, and it does not replace your CPA, enrolled agent, payroll provider or attorney. Check every figure against current IRS instructions before you file. Swift Labs LLC is not affiliated with the IRS or the U.S. Treasury.

© 2026 Swift Labs LLC